Greater control of your money with mobile and online banking

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Over the past decade or so, the internet and mobile technology has revolutionised the way we do all kinds of different things. Of course, one of the biggest changes has been how mobile and online banking have created more options for managing our money.

At Lloyds TSB, we’re proud to give our customers the best of these services and have introduced numerous features in this area to make banking as simple as possible. One way we help our customers to manage their money is by offering a text alert service which sends an SMS to a designated mobile phone when an account is getting near to or over its limit. Signing up for this service could mean that you avoid any unplanned overdraft charges. In the event that you do go overdrawn, you can avoid charges by making the most of our grace period. You are also able to set up alerts for high and low  balances, meaning you’re able to choose the services that suit your needs the best and use them when it’s most convenient for you.

Another way we keep you in touch with your money is through our weekly balance alerts, which detail your balance and the last six transactions. When you set this up, you’re able to choose to have the message delivered at a day and time that suits you. Our overseas transaction alerts could also come in useful – they’ll let you know when your card is used abroad, meaning you can keep track of your spending abroad, and most importantly, help to guard against someone else using your account.

Access to a current account through online banking is something many people have come to expect. As its fast, convenient and easy to use, there are all sorts of reasons why you might feel online banking is right for you. With Lloyds TSB’s online banking, you can manage your money in many different ways. Along with being able to check your up-to-the-minute balance, you can search your statements by date, amount or payment type to find out details of transactions that go back many years. You’re also able to manage your Direct Debits and standing orders and transfer money instantly between Lloyds TSB accounts and there’s also an option to apply to increase your credit card limit or overdraft.

By using both of these services, you’ll be able to take better control of your money – wherever you are in the world. When you use Mobile Banking, you are only really limited to where you can manage your money by where you’re able to get network coverage – meaning you can often manage your money on the go. With access to mobile and internet banking from Lloyds TSB, you’ll have the best of both worlds when it comes to managing your money.